These are the pensioners who will be able to collect 20% when they reach 55 years of age

The pension for permanent disability is an economic benefit granted by Social Security and that “tries to cover the loss of income suffered by a worker when his working capacity is reduced or canceled due to illness or accident,” the public body details on its official website.

In this sense, there are different degrees to collect this pension: partial for the habitual profession, total for the habitual profession, absolute for all work and severe disability.. “Depending on the degree of disability, some general and contribution requirements are required. However, if the disability derives from an accident, whether or not it is work or an occupational disease, prior contributions are not required,” they specify.

Who can collect this pension

For its part, the amount is determined by the regulatory base and the percentage that is applied according to the degree of recognized permanent disability.. In the case of total permanent disability, the corresponding amount is 55% of the regulatory base.

However, a novelty was added: “It will increase by 20% from the age of 55, when due to various circumstances it is presumed that it is difficult to obtain employment in an activity other than the usual one”. Therefore, people over the age of 55 who have this disability recognized may be entitled to 75% of the base as the amount of the pension.

“We want to insist on this point, since it is often thought that 20% is applied to the pension figure. And it is not like that. With this degree of disability, Social Security updates the amount of the regulatory base, and 75% applies to that amount”, the experts from Campmany Abogados explain in an article.

For this, they propose the following example: a woman obtained total permanent disability at the age of 49 and her regulatory base was 1,000 euros.. In such a way that he received a pension of 550 euros. When he turns 55, if he meets all the requirements, he will earn 660 euros.

Requirements to request the 20% increase

In addition to age, another of the requirements is “not to be working in a job compatible with the pension”, the experts detail. Likewise, people who are receiving an unemployment benefit at the same time as the pension will not be able to access this increase.